Vehicle service protection
A car breakdown shouldn't cost you a paycheck.
CoverageX is a vehicle service contract that pays the repair shop directly. Your price is locked for life, and real humans answer around the clock. No reimbursement paperwork — just covered.
Three steps. No fine-print surprises.
Tell us about your car
Year, make, model and mileage. About a minute, no obligation.
Lock your price
We confirm your plan and your price is fixed for the life of the coverage.
Drive covered
Break down? Visit any certified shop. We pay them directly — you do not front the cost.
What you get, in plain language.
- We pay the shop directly — no reimbursement paperwork.
- Your price is locked for life.
- Real humans answer, 24/7.
- Any certified shop, nationwide.
- Roadside assistance and rental car included.
- 30-day money-back guarantee.
Covered components
Covered vs. going it alone.
| With CoverageX | No coverage | |
|---|---|---|
| Pay the shop directly | ||
| Price locked for life | ||
| Any certified shop, 50 states | ||
| Roadside + rental included | ||
| Surprise repair bill |
Questions, answered.
Is this auto insurance?
No. CoverageX is a vehicle service contract — extended mechanical protection. It covers breakdowns and failures of covered parts, not collisions.
Which shop can I use?
Any certified repair facility in all 50 states. We pay the shop directly for covered repairs, so there is no reimbursement to chase.
What does it cost me at the shop?
$0 out-of-pocket on covered repairs beyond any plan deductible. Your plan price is locked for life and shown in full before you enroll.
What if I change my mind?
Every plan includes a 30-day money-back guarantee. Consent is never a condition of purchase.
Get covered in about a minute.
Tell us about your vehicle and we'll show your plan and your locked-for-life price before anything else. No obligation, and a 30-day money-back guarantee.
- Price shown before you decide
- We pay the shop, not you
- Cancel within 30 days, money back
What drivers say.
Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having.
As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way.
Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience.