A breakdown shouldn't break your budget.
CoverageX is a membership for your car's costly repairs. When a covered part fails, we pay the certified shop directly — so you keep your savings and your peace of mind. Your price is locked for life.
500K+ vehicles protected · $0 out-of-pocket on covered repairs · 30-day money back
Your coverage, in your pocket — repairs paid to the shop, not chased on a refund.
Covered systems
Membership that does the heavy lifting
Four promises that turn a stressful repair into a phone call.
We pay the shop directly
No reimbursement paperwork, no fronting the money. We settle the covered repair with the certified shop for you.
Price locked for life
Your membership rate is fixed the day you enroll. It does not climb as your vehicle ages or after a claim.
Real humans, 24/7
Reach a live coverage specialist any hour, any day. No phone trees, no chatbots when something breaks down.
Any certified shop, 50 states
Use a shop you already trust. Coverage travels with you anywhere in the country, plus roadside and a rental.
Covered in three steps
Sign up once. We handle the rest when it counts.
Tell us your vehicle
Year, make, model and mileage. One minute, no obligation, no hard credit pull.
Lock your rate
A specialist confirms your plan and a price that stays fixed for as long as you stay covered.
Drive covered
When a covered part fails, take it to any certified shop. We pay them directly and you drive away.
Why members stay covered
The difference shows up the day something goes wrong.
Questions, answered
Is CoverageX car insurance?
No. CoverageX is a vehicle service contract — extended mechanical protection for covered breakdowns. It is not auto insurance and does not replace it.
Do I have to use a specific repair shop?
No. Take your vehicle to any certified shop in any of the 50 states. We coordinate and pay the covered repair with them directly.
What happens if a covered part fails?
Call us 24/7, drop your vehicle at a certified shop, and we settle the covered repair with the shop so you are not out of pocket.
Can my price go up later?
Your membership rate is locked the day you enroll. It does not increase as the vehicle gets older or after you file a covered claim.
What if I change my mind?
Every membership includes a 30-day money-back window. If it is not right for you, cancel within 30 days for a full refund.
Lock your rate before the next breakdown
Get a free, no-obligation quote in about a minute. A real specialist confirms your plan and a price that stays fixed for life. We pay the certified shop directly — you keep your savings.
- We pay the shop directly — no reimbursement
- Roadside assistance and a rental included
- Real humans on the line, 24/7
- 30-day money-back guarantee
What members say
“Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having.”
“As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way.”
“Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience.”