Know your risk

One breakdown can cost more than a year of coverage.

When the warranty ends, the repair bill doesn't. The numbers below are real, typical out-of-warranty costs. With a CoverageX protection plan, your share on a covered repair is $0 — we pay the shop directly.

Get my free quote →Takes about a minute. No obligation.
500K+
Vehicles protected
$0
Out-of-pocket on covered repairs
24/7
Real humans, never a bot
50
States · any certified shop

Three steps. Then breakdowns stop hurting.

No reimbursement paperwork. No fronting the cost. Here's the whole flow.

01

Tell us about your vehicle

Year, make, model and mileage. About a minute, no obligation.

02

Lock your protection plan

Pick coverage that fits, then lock your price for life.

03

Pay $0 on covered repairs

Break down? Any certified shop fixes it, we pay them directly.

Coverage that actually shows up

A protection plan is only worth it if it pays when you need it. Here's what you get.

We pay the shop directly

No reimbursement forms, no fronting thousands and waiting. We settle covered repairs straight with the shop.

Your price is locked for life

The rate you lock in never goes up, no matter how many covered claims you file.

Real humans, 24/7

Reach a live person any hour, any day. No phone trees designed to wear you down.

Any certified shop, 50 states

Take your vehicle to any certified shop nationwide. Roadside assistance and a rental are included.

Covered parts include

  • Engine
  • Transmission
  • A/C
  • Electrical
  • Suspension
  • Drive axle
  • Fuel system
  • Cooling
  • Brakes
  • Steering

Straight answers

Is this car insurance?

No. CoverageX is a vehicle service contract — extended protection for mechanical breakdowns. It works alongside your auto insurance, not instead of it.

How do I pay for a repair?

You don't front the cost on covered repairs. Take your vehicle to any certified shop and we pay the shop directly for what your plan covers.

What if I change my mind?

Every plan comes with a 30-day money-back window. Coverage, pricing and any waiting period are shown before you purchase.

Can I use my own mechanic?

Yes. You can use any certified shop in any of the 50 states. Roadside assistance and a rental are included while your car is in the shop.

Find out what your $0-share plan costs.

Lock your price for life today, before the next breakdown finds you. No obligation, 30-day money-back, and consent is not a condition of purchase.

  • We pay the certified shop directly
  • Roadside assistance + rental included
  • Cancel within 30 days for a full refund

Get your free quote

See your price in about a minute. No obligation.

🔒 Encrypted & secure. Consent is not a condition of purchase. No purchase necessary.

Drivers who were glad they had it

Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having.
Kathy D.Verified Google review · Local Guide
As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way.
Bay DiagnosticVerified Google review · Brooklyn, NY
Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience.
Daniel T.Verified Google review